Stone Knives and Solar Panels

[captainsblog]

I was positively giddy for most of the day. Our COVID relief showed up on schedule in the correct amount before coffee, and the Sabres finally fired their hapless coach by 9 a.m.  Only tonight did life get in the way.

Our pending refi once again lurched along. The undervalued appraisal is still a pending issue, but we're working on it, Meanwhile,  at the end of the day, they sent an underwriter letter about other stuff. Some was stupid but easy- making us print and resubmit full SIGNED copies of tax returns that we'd already provided unsigned because they're sent electronically. But the big bugaboo tonight was them asking for things concerning our solar panels that make no sense whatsoever in our situation.

Now I know how Henry Ford must’ve felt the first time he went out to try to take out a car loan. The bank underwriters have no idea what solar panels are, how their methods or acquisition (owned, leased ,or financed), or how much they add to the value of the house.  We have some of the information but may need to dig more out of either the installer or the company financing their purchase that we will be paying off if we get the thing approved.

Meanwhile, back at the ranch house, we keep getting offers in the mail from people who either want to sell our house for us or start a whole new refinance. This is the one that came today that I got a kick out of:

I used to work in an office building named for a Rochester bank, FIRST Federal, which for years had a jingle about how they were “working harder for your money, working harder for you!" I figure the dudes at THIRD Federal would be running an ad something like “We're chillin' at the water cooler, we're not doing much at all, we will gladly take your money, but we’re not working hard!"

Let's see what tomorrow brings. Maybe FOURTH Federal will be in touch.

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Briefly back to our hockey disaster:  I had no idea the Sabres could sink so low as to take down the co-owned football team with them:



And while that site and others were blunt about the team FIRING the guy, the official pronouncement from the team said, as they always do in these situations, that the coach was "relieved of his duties."

What does this mean? "OK, Ralph, down to the mailroom today! We'd put you on toilets but you probably wouldn’t know how to get anything into or out of one!“

Note that they have no need for euphemism when it comes to players. They “trade“ human beings like chattel all the time, and term it as such. Why not “Jack Eichel has been informed of new travel opportunities in Toronto, in exchange for Gordy McGordy, an East Coast Hockey League third string goalie who who will now get to experience urban life in the Elmwood Village!"

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Another in-person trial in just over 12 hours. Maybe I'll win, maybe I'll lose, and if the latter, maybe the client will relieve me of my duties.  As happy as I was to have been relieved of them by another client late last week, I was also happy to not be hired (at least not immediately) by another client I met with about a month ago. THAT was for the complete opposite reason: he figured out a solution to his problem which, if it works, will not require my services and will work as quickly and effectively if not more so. I salute him.  When and if I can tell that tale in a few weeks, I shall.