The Very Secret Mortgage Refinance Diary of Raymond, Son of Raymond....The Final Saga

[captainsblog]

Previously in our story: the IRS provides as close as it can logistically get to giving New Bank proof of our 2012 tax return being on file. We wait two days for it to circulate through the system. Good news is promised by the beginning of last week.

And, it is mostly received. They only need two more updated Things. One, a third revision of the letter from my accountant, attesting to me not being dead, to my practice still existing, yada yada. I emailed him immediately and stalked him at the office in workout clothes at 6 p.m. until he assured me it had been written.

The other, a credit report update to prove that one particular open line was unchanged. (It wasn't, and I knew it wasn't.)

I deliver the one I was responsible for and get the news that everything else was cleared to close. And so we wait.

Finally, Thursday, comes a call from a title company in Syracuse. Can we close Tuesday the 14th at so-and-so's office in Buffalo?

HELLZ TO THE YEAH WE CAN! As early as possible!

Eleanor's calendar was clear, as mine was, mostly. (I had afternoon appointments in Rochester, but we were booked for 10:30, the earliest they could do it since the closing depends on documents being Fedex'd to the closing attorneys.)

I head off to court, and get the dreaded call from the same number within an hour. Rut roh, I think, but it's okay. Closing Attorney wanted to do later, but when I hemmed and hawed on that, she just switched closing attorneys to a different firm- one in the downtown office tower I was sitting outside of at that very moment.  The prominent Buffalo law firm of Amigone Sanchez, the head of which is somehow related to the Buffalo family running the funniest funeral home in the universe-



(The next day, I had to park way out of my way for court and wound up in front of a little Catholic church behind City Hall. Out in front was an "Amigone delivery vehicle." No, it was not a hearse.)

All in all, we consider the karma to be good.





I moved my Tuesday Rochester appointments to tomorrow. Eleanor was worried that we wouldn't get out in time. So, of course, we got out in record time.

Barely a glitch in the paperwork. Signed a couple hundred times. The cashout wound up a bit more than expected (but we won't get that until they mail it next week.) Eleanor almost cried tears of joy at the table. I just breathed.



And so, Still Not King, but very definitely refi'd:

Comments

[greenquotebook.livejournal.com]

Rah! :)

[captainsblog.livejournal.com]

Bricka bracka firecrackah sis boom bah!

[ellettra.livejournal.com]

Yea! So pleased for you both!

[captainsblog.livejournal.com]

Thanks:)

[snowy-owlet.livejournal.com]

Hooray!